Large enough to serve you, small enough to know you

• Membership

• Account services

• Consumer Loans

• Online Services and Links

• Rates

• Privacy Policy

You can reach us by:

Telephone:	(608) 752-2242
FAX:	(608) 752-6672
Email	NEW email.... eecu2330@sbcglobal.net WARNING!! This email link is provided for your convenience. Email is not secure and information can be read by others. Do not email information such as passwords, social security numbers, account numbers, mother’s maiden name, etc.
Mailing Address/ Office Location:	2330 Kennedy Road, Janesville, WI 53545

 

LOCATION

(Mailing Address & Office Location)
2330 Kennedy Road, Janesville, WI 53545
Phone:  (608) 752-2242  /  FAX:  (608) 752-6672

OFFICE HOURS

Lobby
Monday - Friday:  9:00 am - 5:00 pm
Saturday:  9:00 am - 12:00 Noon

Drive-up
Monday - Thursday: 9:00 am - 5:00 pm
Friday:  9:00 am - 5:30 pm
Saturday: 9:00 am - 12:00 Noon

 

MEMBERSHIP

Educational Employees Credit Union is a not-for-profit, member owned cooperative.

• Who can join?
  
  You are eligible for membership at Educational Employees Credit Union if:

  Any employees of the schools in Rock County and members of the Janesville Area Retired Educators Association (JAREA).
  
  (Janesville School District, Parochial & Lutheran Schools, Wisconsin School for the Visually Handicapped, U-Rock, Blackhawk Technical College, (JAREA) Janesville Area Retired Educators Association.

• The immediate family of Educational Employees Credit Union members are also eligible. Immediate family includes spouse, children, parents, and grandchildren.

• How to join?
  All you need to do is open a savings account with a $5.00 deposit or apply online for membership.

ACCOUNT SERVICES

• Automated Clearing House

• Christmas Club accounts

• Coin counting

• Direct deposit

• Drive-up service

• Free online banking

• Night deposit

• No fee ATM - debit cards

• Notary

• Payroll deduction

• Savings bonds

• Share certificates of deposit

• Share draft accounts (checking)

• Sub savings accounts

• Travelers Cheques

• Wire service

CONSUMER LOANS

• Automobile
  - Many different terms available, get that new/used car with easy to do financing through EECU.

• Boat, RV-S
  - Get on the water or go camping with your new boat or camper and let EECU take care of your financing.

• Kwik Cash.
  - Personal line of credit for your use when you need it.

• Fixed Rate Mortgages
  - Use your home to your advantage with a low fee mortgage with EECU.

• Signature
  - Personal loan for whatever the purpose, quick and easy to get. Call today!

• Share secured
  - Use your savings to secure your loan and get a great reduced rate.

• Short-term Loan
  - Need a small quick loan, call EECU for a fast answer.

• Home Equity Line-of-Credit
  - Use the equity in your home whenever you need it for any purpose.

Click here to print Scholarship Application Form

If your ATM/Debit Card is lost or stolen,
please call our after hours number at 1-800-383-8000.

RATES

Rates effective as of January 2, 2012

*The Annual Percentage Yield is accurate as of the Effective Date. A penalty may be imposed if you withdraw
any of the funds before the maturity date. Rates are subject to change without notice. Fees may
reduce the earnings on all accounts. Rates may change after account is opened. This credit union is insured by
the National Credit Union Administration – A U.S. Government Agency. Please call us for current rate
information at 608-752-2242.

Rate based on credit score from TransUnion. Rates and terms subject to
credit approval. Rate includes discount for payroll deduction.

CAR LOAN SPECIAL

2010 and newer vehicle loans 3.75%

Call today for this great rate before it ends!

Rates effective as of January 2, 2012

First Mortgage Loans

Second Mortgage Loans -- Three Year Demand Feature

* = Annual Percentage Rate

Filing Fees
If you give a security interest in certain types of property, we may charge you a filing fee to perfect our interest in the property. If so, the amount of the fee will be disclosed to you at the time you obtain the advance.

Late Charges
If your payment is 10 or more days late, you may be charged a $10.00 fee, or 5% of your monthly payment, whichever is less.

Collection Costs
You promise to pay all costs of collecting the amount that you owe under this agreement, including court costs and reasonable attorney fees to the extent permitted by applicable law.

Returned Check Charge
You will be charged $10.00 for each share draft (or check) presented for payment on a loan which is returned unsatisfied because the drawer does not have an account with the drawee, or does not have sufficient funds in his or her account, or does not have sufficient credit with the drawee.

Call EECU at 608-752-2242 to find
the loan and rate that meets your financial needs.

EDUCATIONAL EMPLOYEES CREDIT UNION

PRIVACY NOTICE

Educational Employees Credit Union is owned by its members and run by a board of directors you elect.  You can be confident that your financial privacy is a top priority at Educational Employees Credit Union. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information. If you have any questions, please contact a member service representative at 608-752-2242.

We are committed to providing you with competitive products and services to meet your financial needs, which necessitates that we share information about you to complete your transactions and to provide you with certain financial opportunities. In order to do so, we have entered into agreements with other companies that provide either service to us or additional financial products for you to consider.

Under these arrangements, we may disclose all of the information we collect, as described below, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements. To protect our members’ privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell to other third parties the information we provide to them.

INFORMATION WE COLLECT AND DISCLOSE ABOUT YOU

We collect and may disclose nonpublic personal information about you from the following sources:

• Information we receive from you on membership and loan applications and other forms;

• Information about your transactions with us or others;

• Information we receive from a consumer reporting agency;

• Information obtained when verifying the information you provide on an application or other forms, such as from your current or past employers or from other institutions where you conduct financial transactions.

We may also disclose information we collect about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, and follow your instructions as you authorize, or protect the security of our financial records.

If you terminate your membership with Educational Employees Credit Union, we will not share information we have collected about you, except as permitted or required by law.

 HOW WE PROTECT YOUR INFORMATION

 We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.

LINKS

Web Site Link Disclaimer

This site is brought to you by Educational Employees Credit Union.

For your convenience, this site includes links to other 3^rd parties. Educational Employees Credit Union does not endorse or guarantee these 3^rd party sites.

The products and services offered on 3^rd party sites, including investment and insurance products, are not products of Educational Employees Credit Union and may not be insured by the FDIC or NCUA.

Educational Employees Credit Union does not maintain or control privacy or security on these sites, and as such, makes no guarantees as to the privacy of any information you may provide or disclose while on these sites.

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